What is Bodily Injury?
Auto bodily injury liability pays for peoples injury in the other car if you are responsible for an accident. This video explains explains in more detail.
What is Property Damage?
Property Damage liability covers the other you vehicle or property you damage if you are responsible for for accident. This video explains in greater detail.
What is Uninsured Motorist?
Uninsured Motorist pays if you are hit by a uninsured or under-insured motorist.
What is Collision?
Collision covers your car in the event of a collision whether it's your fault or not.
What is Comprehensive?
Comprehensive covers fire, theft, hail, flood. Comprehensive covers most of the things that collision does not. No policy covers wear & tear, deterioration, maintenance items.
Loan, Lease or GAP Coverage-
GAP insurance pays the diference between the depreciated value of the vehicle and the loan balance.
What is umbrella insurance?
Umbrella or Excess-liability insurance covers once your primary limits of liability are exhausted.