What is General Liability?
Commercial General Liability (CGL) coverage provides bodily injury and property damage if you cause injury or property damage in the course of your job.
What is Umbrella Insurance?
Commercial Umbrella or Excess Liability provides coverage when underlying policies are exhausted. This video talks about that-
Employment Practices Liability-
Employment Practices liability provides coverage for employee/employer lawsuits that involve discrimination and other employee/employer lawsuits.